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Economy MMA / monetary policy Malé Impact 9.0/10 2 min read
MMA Directs Banks to Sell 90% of Dollar Inflows to Strengthen Economy

MMA Directs Banks to Sell 90% of Dollar Inflows to Strengthen Economy

The Maldives Monetary Authority (MMA) announced a policy requiring banks to sell 90% of their U.S. dollar proceeds to the central bank, effective June 1, 2025, up from 60%. This is under the Foreign Currency Act (Law No. 2024/32), effective January 1, 2025. The Act categorizes tourism businesses into three groups with specific conversion obligations: Category A (resorts) must convert USD500 per tourist/month or 20%; Category B (tourist vessels, guesthouses) convert USD25 per tourist/month or 20%; High-Income Entities (annual foreign currency revenue ≥USD15 million) convert 20% of gross monthly sales. Exemptions apply. President Muizzu said the move will benefit the public and SMEs.

The Maldives Monetary Authority (MMA) announced a policy requiring banks to sell 90% of their U.S. dollar proceeds to the central bank, effective June 1, 2025, up from 60%. This is under the Foreign Currency Act (Law No. 2024/32), effective January 1, 2025. The Act categorizes tourism businesses into three groups with specific conversion obligations: Category A (resorts) must convert USD500 per tourist/month or 20%; Category B (tourist vessels, guesthouses) convert USD25 per tourist/month or 20%; High-Income Entities (annual foreign currency revenue ≥USD15 million) convert 20% of gross monthly sales. Exemptions apply. President Muizzu said the move will benefit the public and SMEs.

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The Standard

Published

May 21, 2025

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The Maldives Monetary Authority (MMA) announced a policy requiring banks to sell 90% of their U.S. dollar proceeds to the central bank, effective June 1, 2025, up from 60%. This is under the Foreign Currency Act (Law No. 2024/32), effective January 1, 2025. The Act categorizes tourism businesses into three groups with specific conversion obligations: Category A (resorts) must convert USD500 per tourist/month or 20%; Category B (tourist vessels, guesthouses) convert USD25 per tourist/month or 20%; High-Income Entities (annual foreign currency revenue ≥USD15 million) convert 20% of gross monthly sales. Exemptions apply. President Muizzu said the move will benefit the public and SMEs.

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