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Economy economy / finance Maldives Impact 7.0/10 1 min read
Bank of Maldives cuts home loan equity to just 5%, lowest in nation’s history

Bank of Maldives cuts home loan equity to just 5%, lowest in nation’s history

Bank of Maldives has reduced home loan equity requirement to 5%, the lowest in the nation's history, from a previous minimum of 20%. CEO Mohamed Shareef said the move addresses financial barriers for homebuyers. The bank earlier eliminated collateral requirements for housing construction financing up to MVR 3 million. The policy aims to stimulate the housing market.

Bank of Maldives has reduced home loan equity requirement to 5%, the lowest in the nation's history, from a previous minimum of 20%. CEO Mohamed Shareef said the move addresses financial barriers for homebuyers. The bank earlier eliminated collateral requirements for housing construction financing up to MVR 3 million. The policy aims to stimulate the housing market.

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The Standard

Published

Oct 1, 2025

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Bank of Maldives has reduced home loan equity requirement to 5%, the lowest in the nation's history, from a previous minimum of 20%. CEO Mohamed Shareef said the move addresses financial barriers for homebuyers. The bank earlier eliminated collateral requirements for housing construction financing up to MVR 3 million. The policy aims to stimulate the housing market.

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Focus: Bank of Maldives cuts home loan equity to just 5%, lowest in nation’s history

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